BAWAG Group posted a Q2 2026 net profit of €255 million, up 21% year over year, with a return on tangible common equity of 28.7% and a cost‑to‑income ratio of 31.0%. Net interest income reached €488 million, modestly higher quarter‑over‑quarter, as growth in unsecured consumer lending supported core revenues of €589.7 million, up 8% year over year. For the first half of 2026, the bank reported €487 million in net profit and continued strong capital metrics, with a CET1 ratio of 17.4% and €1.05 billion of excess capital, positioning it to fully self‑fund its planned Permanent TSB acquisition. The deal remains on track with a PTSB shareholder vote scheduled for July 30 and an expected completion in late 2026 or early 2027, subject to regulatory and court approvals. The group reaffirmed its 2026 targets, including more than 6% growth in net interest income and core revenues, while risk costs rose modestly due to unsecured lending growth and the macro backdrop. A NPL ratio of 0.9% and a €75 million quarterly risk cost figure are noted as part of ongoing portfolio risk management.