Gas prices are rising across the United States as tensions with Iran and disruptions to oil routes push costs higher, with Texas and Austin among the affected markets (Texas average around $3.61 and Austin about $3.69; diesel regional prices near $5.37). The broader spike comes as Americans face persistent inflation, including data showing auto-loan refinancing activity that can lower monthly payments for some borrowers. Caribou’s data indicate an average $162 monthly savings and a roughly 4.13 percentage-point cut in APR for refinanced loans, though 84-month loans remain common. Nationwide coverage notes that households and small businesses are absorbing higher energy costs, potentially affecting budgets and local activity, while prices in Colorado (Denver $4.11, Colorado $4.13) mirror the national trend. The Iran-related disruptions remain a factor for pump costs, with military actions underscoring a riskier energy and economic outlook. In Texas, while prices are elevated, drivers still pay more than the national average but less than some states like California, with regional variations persisting.