Macau five-year plan to diversify economy, boost fintech
Happen uses AI-powered underwriting and a digital-bank model to improve lending efficiency and grow with high-quality borrowers, while still trading at a valuation discount to fintech peers. Macau unveiled a five-year plan to diversify from gaming into fintech, digital currency, and non-gaming sectors, and Hong Kong fintech thinker Henry Chen argues products should be user-centered to reduce friction and clarify complex information.
Finance · 5 sources · Aug 19, 2026Read itThe journal
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About Lending Club
Happen Bank Inc. is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform.
Everything about Lending Club →- Country
- United States
- Headquarters
- San Francisco
- Inception
- 2006
- Website
- http://www.lendingclub.com/