Ethos Reports 151% Q3 Revenue Growth, Raises Guidance

Ethos Technologies presented third-quarter 2026 earnings on November 2, 2026. Revenue reached about $235 million, up 151% year over year. CEO Peter Colis said Q3 was a record quarter and the third consecutive quarter of triple-digit year-over-year growth. Ethos activated 142,111 policies, bringing its total above 850,000. Direct-to-consumer revenue rose 112% and third-party revenue rose 209%. Adjusted EBITDA was $35 million at a 15% margin, with $66 million in contribution profit and $41 million in cash flow from operations. The company guided Q4 2026 revenue to $220 million to $224 million and full-year 2026 revenue to $838 million to $842 million. It held a $100 million share-repurchase authorization with no repurchases made as of the announcement. Shares declined in regular trading then surged after hours. Wire reports list diluted non-GAAP EPS at $0.49. Seeking Alpha reports Non-GAAP EPS of $0.53 beating estimates by $0.18 and revenue beating by $65.98 million.